Category Archives: UMBLR Insights

Are Medicare and Medicaid lacking policing?

Jordyn Hughes – Medicare and Medicaid are government run insurance programs that provide healthcare to different qualifying individuals. Medicare provides health coverage to people 65 years of age and older, or under 65 with a disability, while Medicaid is a state and federal program that provides health coverage to low-income individuals. Medicare is separated into […]

FINRA’s Self-Reporting Initiative: Will Broker-Dealers Accept Responsibility for Supervisory Failures?

Taylor Bandy – On January 28, 2019, the Financial Industry Regulatory Authority (“FINRA”) issued Regulatory Notice 19-04 (“Regulatory Notice”) which encourages broker-dealers to self-report violations of FINRA Rules surrounding 529 savings plans (“529 plans”) recommendations. The 529 Plan Share Class Initiative (the “Initiative”) is aimed at increasing compliance with FINRA rules relating to supervision and […]

From Rent-A Center v. Jackson to Schein v. Archer & White Sales, Inc.: Arbitration Provisions Are Alive and Well

Chandler Culwell – The rule of arbitration clauses, a tenet of contract law, is often taught to today’s law students by way of the Supreme Court’s holding in Rent-A-Center v. Jackson: if you challenge the enforceability of a contract that contains an arbitration clause, the challenge goes to arbitration, but if you challenge the enforceability […]